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This is a generic calculation that does not take into account the details of the individual product concerned, it should not be taken as an a guarantee that these rates are available or that you will be required to pay the amounts shown.

It's not always easy to know how much protection you need, or for how long you will need it, especially if you are new to the market, perhaps as a first time buyer. So why not answer a few simple questions here, and we'll give you an accurate indication of what cover you will need and how much it will cost you.

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